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Competitive rehab and renovation loan solutions for projects in cities like Charlotte, Raleigh, Durham, Greensboro, Winston-Salem, and Fayetteville.

Borrow up to 90% of Purchase Price and 100% of the Funds to Fix it Up!

Rates starting at 8.75% 

Up to 2% Origination Fee

660+ Credit Score Preferred. 600+ Allowed with Interest Reserves.

$75k - $3.5M Loan Amounts

1-4 Single Family Homes, Condos, Townhomes

24/7 Access to Draw Management

DIY Draws (No 3rd Party  Inspectors!)

100% of Budget Funded

Family Owned & Operated!

UNLIMITED LOANS! Access to a 4 Billion dollar fund. We do NOT cap you!

No income verification! No tax returns

No hard credit pulls! Soft pulls only (Does not effect credit score)

5+ flips/rentals of similar rehab

90% of purchase / 100% of renovation

Up to 90% LTC / 75% LTV

3-4 flips/rentals of similar rehab

85% of purchase / 100% of renovation

Up to 85% LTC / 75% LTV

1-2 flips/rentals of similar rehab

80% of purchase / 100% of renovationUp to 85% LTC / 70% LTV

No Experience
 

70% of purchase / 100% of renovation

100,000 MAX Rehab Budget

Quick Quote !

Click NEXT to answer a few (very quick) questions. Naomi will email you a term sheet within 24 hours!

Keck Capital - Investment Lending
About Keck Capital

Hi! Naomi here. I am a the founder of Keck Capital and a licensed Mortgage Loan Originator. I specialize in creating loan programs for non-owner occupied residential properties across the USA with a focus on ground up construction, fix & flip, and rental (DSCR) loans.

My mission is to enable developers, contractors, and real estate investors to grow their portfolios, improve cash flow, and build wealth. I've built this business one loan at a time and every Borrower is unique and important to me. I can’t wait to meet you and help you achieve your business goals!

Naomi Keck - CEO - Keck Capital
Sincerely,
Naomi Keck
What's Special About North Carolina?

North Carolina is one of the Southeast’s fastest-growing states, offering investors a powerful combination of population growth, strong job markets, and affordable real estate across a variety of markets.
 

Major metros like Charlotte, Raleigh, and Durham continue attracting businesses, residents, and investors thanks to strong appreciation, corporate expansion, tech growth, and high buyer demand for updated homes.
 

Secondary markets including Greensboro, Winston-Salem, and Fayetteville offer more affordable entry points, strong rental demand, workforce housing shortages, and excellent opportunities for cash-flowing fix and flip and BRRRR investments.
 

These markets combine affordability, appreciation, and investor demand, making North Carolina one of the most attractive states in the country for real estate investors looking to renovate, add value, build rental portfolios, and create long-term wealth through real estate.

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