Competitive rehab and renovation loan solutions for projects in cities like Richmond, Virginia Beach, Chesapeake, Norfolk, Fredericksburg, Roanoke & Charlottesville.
Borrow up to 90% of Purchase Price and 100% of the Funds to Fix it Up!
Interest Rates Start at 8.75%
Up to 2% Origination Fee
660+ Credit Score Preferred. 600+ Allowed with Interest Reserves.
$75k - $3.5M Loan Amounts
1-4 Single Family Homes, Condos, Townhomes
24/7 Access to Draw Management
DIY Draws (No 3rd Party Inspectors!)
100% of Budget Funded
Family Owned & Operated!
UNLIMITED LOANS! Access to a 4 Billion dollar fund. We do NOT cap you!
No income verification! No tax returns
No hard credit pulls! Soft pulls only (Does not effect credit score)
5+ flips/rentals of similar rehab
90% of purchase / 100% of renovation
Up to 90% LTC / 75% LTV
3-4 flips/rentals of similar rehab
85% of purchase / 100% of renovation
Up to 85% LTC / 75% LTV
1-2 flips/rentals of similar rehab
80% of purchase / 100% of renovationUp to 85% LTC / 70% LTV
No Experience
70% of purchase / 100% of renovation
100,000 MAX Rehab Budget
Quick Quote !
About Keck Capital
Hi! Naomi here. I am a the founder of Keck Capital and a licensed Mortgage Loan Originator. I specialize in creating loan programs for non-owner occupied residential properties across the USA with a focus on ground up construction, fix & flip, and rental (DSCR) loans.
My mission is to enable developers, contractors, and real estate investors to grow their portfolios, improve cash flow, and build wealth. I've built this business one loan at a time and every Borrower is unique and important to me. I can’t wait to meet you and help you achieve your business goals!
Sincerely,
Naomi Keck
What's Special About Virginia?
Virginia has quietly become one of the most stable and underrated real estate investment markets in the Southeast. Strong employment sectors, military presence, government contracting, healthcare growth, and steady population demand continue creating opportunities for builders, landlords, and fix and flip investors throughout the state.
Markets like Richmond continue seeing major redevelopment and appreciation, while Virginia Beach, Chesapeake, and Norfolk benefit from strong military and coastal housing demand.
Fredericksburg has become a fast-growing commuter market between Washington D.C. and Richmond, attracting families and new development. Roanoke offers affordable entry points and strong rental demand, while Charlottesville continues attracting investors due to university influence, limited inventory, and long-term appreciation potential.
Together, Richmond, Virginia Beach, Chesapeake, Norfolk, Fredericksburg, Roanoke, and Charlottesville offer investors a strong mix of appreciation, rental demand, workforce housing needs, and long-term real estate growth opportunities throughout Virginia.