Specializing in Investor-Friendly Loan Solutions

Loan Estimate

Investor-focused lending company that actually cares about YOUR success!

AVAILABLE PRODUCTS

We Offer Residential Loan Products for Construction and Rental Properties

Ground Up Construction

Build new homes with 1-4 units. Townhomes/Condos 5-25 Units. Up to 90% LTC and 70% LTV. For professional developers, contractors & investors with prior ground up experience.

DETAILS

DSCR Rentals

DSCR loan for both long-term and short-term (Airbnb) rental properties. Qualify based on your property’s cash flow, not your income. Minimum .70x DSCR.

DETAILS

Fix & Flip

Purchase, renovate, and rent/sell non-owner occupied homes with 1-4 units. 12-24 month terms, 90% of purchase & 100% construction cost.

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5% Down Construction-to-Permanent

Reserved for primary (duplex OK if living on one side) & second homes only. One time close for both the construction and permanent financing.

HELOC

Home Equity Line of Credit eligible for primary, secondary AND investment properties. Full Doc up to 50% DTI OR Business Bank Statement program.

Stabilizing Bridge

To provide bridge financing on a property that was recently renovated or constructed and is currently/soon to be listed for sale. Up to 70% LTV.

DETAILS

GROW YOUR BUSINESS

Grow Your Business With A Small Business Loan or Commercial Financing

SBA Business Loan

If a small business needs financing for a legitimate business purpose to grow and succeed, I can help!

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Commercial Rental Loans

Mixed use, 5+ multifamily, warehouses etc. Please email me a scenario and I will let you know what I can do!

GALLERY

Recently Completed Projects

ABOUT KECK CAPITAL

Loan solutions for experienced developers, contractors & real estate professionals

Hi! Naomi here. I am a the founder & Loan Originator for Keck Capital, a boutique private lender and mortgage brokerage located in sunny Cape Coral, Florida. I specialize in creating loan programs for non-owner occupied residential properties across the USA with a focus on ground up construction, fix & flip, and rental (DSCR) loans.

My mission is to enable developers, contractors, and real estate investors to grow their portfolios, improve cash flow, and build wealth. I've built this business one loan at a time and every Borrower is unique and important to me. I can’t wait to meet you and help you achieve your business goals!